Do you have a pretty serious case of wanderlust? Want to step out of your comfort zone and explore the world and everything it has to offer? Do so with confidence by securing your trips with a travel insurance in Singapore.
Here are some of the situations that a travel insurance can help you manage (by either offering assistance or reimbursing your money):
- You lost or had your baggage stolen.
- You missed a flight due to unexpected circumstances.
- You got sick during your travels and, consequently, require medical attention.
- You need help finding lodging, a medical expert, or even legal help.
- Something happened—a health-related emergency or a family death—and you need to cancel a non-refundable reservation in your trip.
- Something drastic happened—a health-related emergency usually—and you need to be transported to the nearest hospital or straight home.
Sounds great right? Now, follow the tips below to find the best insurance deal for your journey!
- Never sign on the first promising traveling insurance you encounter.
- Especially if you searched for travel insurance online. Exhaust your resources, pinpoint the best deals, then compare. Establish what is average and what is over-the-top.
- Double check your current insurance policies.
- If you have any that is. That way, you won’t have to spend more than what you need on your travel insurance. Some credit cards, for instance, already include insurance for travelling. On the other hand, most home insurance also covers personal belongings when the occupant is away from home. So, review your policies.
- Don’t purchase your insurance from a travel agency.
- They usually charge higher than normal. Avoid buying one from an airline and a tour operator as well.
- Consider how many times you’re going to travel in a year.
- It’ll help you narrow down your options and save more money for your excursions. There are travel insurances that cover a whole year’s worth of travels for a single fee. So, if you plan to leave the country for three or more times, it’s best that you get that sort of insurance.
- Read the fine print.
- Especially if the offer seems too good to be true. These policies usually implement a strict age limit—like they don’t insure people over or under a specific age bracket no matter how fit and healthy they are. They are also typically very restrictive when it comes to medical coverages. So, before you sign everything, inform your insurer about your and your family’s health conditions and the various related scenarios that can come up during the trip.
- Examine country coverages.
- Here’s something confusing about travel insurances. When some policies say that they have a “worldwide” coverage, they don’t necessarily include US and Canada. Meanwhile, some of the places in North Africa—such as Turkey, Egypt, and Morocco—are included in Europe deals. So, examine your potential travel insurance deals closely. Be thorough when you check out cheap travel insurance in Singapore.
The bottom line is, if you want to find the best insurance deal, you have to be extremely thorough. Don’t hesitate to ask questions whenever you’re confused with a policy item. Verify what terms like “risky activities” mean for your insurer and what it covers. Plan everything well for the most memorable and hassle-free trips ever.
